Check Smart

Check Loans, Cards, Mortgages & Insurance

The Check Smart tool is a comparison service that enables you to check out Personal finance, Mortgage and Insurance offers offers tailored to without affecting your credit score.

Learn more

Trusted by

150,000+

UK consumers

UK based

customer support

Authorised &

regulated by the FCA

Why Choose Check Smart?

Discover tailored loan, credit card, mortgages or insurance finance products for you, all without affecting your credit score. Get started, with three easy steps:

Explore and compare options

When looking for a loan, credit card, mortgages or insurance quote, it’s wise to explore many options. The search tool below helps you find a product tailored to your needs from Check’s panel of lenders.

No impact on your credit score

We conduct a soft search to identify the best offers for you, ensuring your credit report remains unaffected. Keep in mind that once you apply for a loan, car finance, or credit card, the lender may perform a hard search.

Quick and Easy Quotes

Enter your details to compare loans, cards, mortgages and insurance options. If approved, you could secure a loan or credit card in minutes. Check’s tool helps you find the best option available.

Find the right loan, credit card, mortgage or insurance product for you

We will conduct a soft search to help identify the best offers for you, ensuring your credit report remains unaffected. Keep in mind that once you apply for a finance product, the lender may perform a hard search on your account.

Personal Loans

To get approved for a personal or homeowner loan, use the loan finder tool to compare options. Whether you have bad credit or are looking for the lowest rates, we will help you find options tailored to your needs.

Learn more

Credit Cards

The tool helps you search and compare credit cards, offering options from trusted providers across the panel of lenders. Explore a variety of offers, including balance transfer deals and reward cards.

Learn more

Mortgage

Searching for a mortgage? Use our simple tool to explore and compare a range of deals from leading lenders. Whether you`re buying your first home, moving, or remortgaging, we`ll help you find options that match your needs and circumstances.

Learn more

Insurance

Use our tool to compare a range of trusted providers and find the right cover for your needs. Whether you`re securing your family`s future or protecting your property, we`ll help you find tailored options that offer peace of mind at the right price.

Learn more

Find the right offer with Check Smart

Discover tailored loan, credit card, mortgages or insurance products for you, all without affecting your credit score. Get started, with three easy steps:

Tell us what you need

When looking for a new card, car finance, personal or secured loan, it`s wise to explore as many options as possible. The comparison tool below will help you find a product tailored to your needs from the panel of lenders used by Check.

Enter some personal info

We’ll share the information you provide with our panel of trusted lenders and partners as part of your application. This helps us match you with the most suitable options based on your profile.

Get a tailored comparison

Once you`ve applied, we`ll display a personalised quote for the finance product you`re interested in. This will include a selection of matched lenders and tailored options based on your profile. You`ll have the opportunity to review the details and choose the best option for your needs.

Compare offers

Please note that Check provides a comparison service to help you explore the best options available. This service is designed for informational purposes only and compares a variety of personal loans, homeowner loans, credit cards, mortgages, and insurance products from trusted lenders and partners. While we strive to match you with suitable options, there’s no guarantee that you will receive an offer or meet a partner’s eligibility criteria. Rest assured, Check will never charge you for this service. If you proceed with a credit agreement through a lender referred by our platform, Check may receive a commission from the lender or partner.