A bad credit score can stop you from accessing the most affordable finance deals. This doesn’t just include loans, but cheaper mobile phone contracts, WiFi contracts & so much more...
We are on a mission to help you take control of your score, and to provide transparent support to help you can improve your score where possible.
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Many individuals in the UK face challenges in obtaining credit from traditional banks.
An estimated 20 million adults in the UK have a low credit score and cannot obtain mainstream finance because of strict eligibility criteria, lack of credit history, or other factors.
We believe that everyone deserves to understand how their credit score is compiled, and how this score can be improved or maximised.
We are constantly engaging with regulators and providers of credit to campaign for more education relating to credit scores, as this score can impact all aspects of a person's life.
A low credit score can restrict a person from accessing essential credit, but also services as WiFi providers, mobile phone companies, and even landlords will check a credit score before providing a service.
Understanding how credit scoring works, and maximising a credit score is essential in today's digital world.
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We understand that rebuilding a credit file is essential for many people who have faced financial difficulties in the past.
We are constantly creating articles and content to explain and educate how positive repayment behaviour can improve creditworthiness over time.
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We are committed to financial empowerment, transparency and social impact.
Together, we can create a future where everyone has the knowledge and tools to achieve financial wellbeing.
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